Need an appraisal for an FHA-backed mortgage? Call Joseph ParkerThe FHA maintains of approved appraisers for each state - Joseph Parker is on the roster of approved appraisers for TX. If you have an FHA-insured mortgage, be sure to contact Joseph Parker, as we are approved and qualified to produce FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Joseph Parker if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is insured by them. No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. Accessible to all consumers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Consumers with lower income or less starting capital to put down on a loan benefit the most from Federal Housing Administration loan programs. |